2020

Why Lenders Require Home Insurance And The Types You Need

If you are about to buy a house, you should not be surprised when your lender tells you to purchase home insurance for the house prior to closing. This is a requirement that all lenders have, but do you know why? Also, do you know how much insurance you need and what types you are required to have? Here is some information about this to help you understand these common requirements.

Steps To Lower Your Auto Insurance Rates In Old Age

Age is one of the factors that affect auto insurance rates. Your auto insurance rates may dip a little in your retirement years. However, you also have a part to play to reduce your rates further. Below are some steps that can help. Take a Driving Course In some respects, driving becomes more dangerous as you age. This is mainly due to the age-related physical frailties that afflict many people. For example, your reflexes might reduce, you might develop vision impairment, and your hearing might reduce.