Home Insurance Terminology Explained

How Does A Public Insurance Adjuster Serve You And When Might You Need One?

First thing first: what is a public adjuster? How does this professional help you, and when might you need one? This guide will help you understand the many ways a public adjuster may be of service to you so you can get the most out of what they offer.

What is a public insurance adjuster?

A public insurance adjuster, or public adjuster, is a professional that a policyholder on an insurance policy may hire to work on their behalf in regard to settling or filing a claim. They are professionals who can help you get the most money for your insurance claim, whether you are submitting a claim for your vehicle, home, or other property.

These professionals simply make the process easier for you so you don't feel like the only choice you have is to take the initial offer your insurance company presents to you. They help you get the maximum fair amount for your claim so you can rest easy and know that your case is being settled without you having to do anything other than submit your original information to the public adjuster.

Why might you need an insurance adjuster?

There are several reasons why you might need an insurance adjuster. If you have a major insurance claim that involves a payout or other issue, then you may want to have a public adjuster come out to your home so they can survey the damage and then tell you what they think your estimated repair costs or repairs would be. You can compare this information to any information given to you by your insurance company and see where there may be any discrepancies. 

You may need an insurance adjuster to give you an initial estimate for the cost of repairs. Or, you may want to hire them to work with your insurance company (or deal with them, however you are working things out), to ensure you get the right amount of money and everything gets filed and approved in a timely manner. In the end, whether you hire a public insurance adjuster or not is entirely up to you, but you can do your part to get the maximum support and professional expertise to help you file your claim much more easily.

Remember: insurance companies use adjusters to help make their work easier. You making this investment for yourself brings you peace of mind as well.

Contact a public insurance adjuster for more information.