Insurance

What To Consider When Choosing Flood Insurance

If you own a home and have a mortgage funded by the government, you might be required to take out a flood insurance policy if you live in a high-risk flood neighborhood. Many homeowners resist taking flood insurance because of its high cost.  However, this policy can give you immediate financial aid during a flood situation, so you won't have to exhaust your savings or take credit for rebuilding your home.

4 Add-Ons to Ask Your Insurance Agent About

When it comes to taking care of your vehicle and your life, you will want to consider what add-ons you want to add to your auto insurance policy. Add-ons are designed to enhance your coverage. The type of add-ons you need depends upon your specific situation. Here are a few add-ons you should talk to your insurance agent about.  Gap Insurance When you purchase a new vehicle, often, your vehicle depreciates at a faster rate than you can pay it off.

Four Things You Should Know About DBA Insurance For Your OCONUS Contract

If you are a business that has worked on government contracts for many years, you may have been surprised that you are required to have DBA insurance after being awarded your first outside the continental United States contract. This may not be something you were aware of before, but since this is your first OCONUS government, you need to carry a policy that covers your employees overseas. There are a few things you need to know.

3 Key Things Car Insurance Will Help You Sort

Vehicles are an essential asset that should be carefully safeguarded. Although you may be a cautious driver, another driver may hit you and plunge you into an unfortunate situation that could make you pay a heavy price. That's why it's vital to purchase car insurance. It will protect you from emergencies, accidents, and other risks that may throw you off balance. This article highlights three key things this coverage can help you sort.

4 Scenarios That Call for Workers Comp Insurance

If you run a business, there's a good chance you've had to think about workers comp insurance coverage. The law requires workers comp insurance in a surprising number of scenarios. You will want to have sufficient coverage if your business has exposure on any of these four fronts. Off-Site but On-the-Job Injuries As a business owner or manager, it's easy to focus on injuries that might happen at your location. However, the law says a business is responsible for its employees whenever they're engaged in work.

3 Tips & Tricks To Help You Save Money On Your Health Insurance Coverage

Quality health care coverage can really make a difference in your overall quality of life since this insurance coverage ensures that you are able to have access to both preventative and emergency medical care. Unfortunately, far too many people struggle to keep up with the rising cost of health insurance premiums. If you have found yourself experiencing this same struggle, you should know that it is possible to save money without giving up the quality coverage that you need and deserve.

3 Reasons Why Sole Proprietors Should Carry Workers' Compensation Insurance Coverage

If you are like many sole proprietors, there is a good chance that you never even considered the need to purchase a workers' compensation insurance policy. After all, these insurance policies are not required by law for most companies unless you have at least a handful of employees. However, just because the law does not mandate you to carry workers' compensation insurance coverage does not mean that you cannot or should not purchase it.

How To Hire A Public Insurance Claim Adjuster

A public insurance claim adjuster helps homeowners to file claims for insurance compensation whenever they suffer losses. Whether you are an individual or a company, you can hire a public claim adjuster when you need assistance with claim filing or on suspicion that the insurance company is offering less settlement. In case of a dispute, the claim adjuster will negotiate on your behalf. Keep reading to learn how you can choose the right public claim adjuster.

How to Enjoy an Accurate Insurance Brokerage Valuation

Several different business owners who are successful may reach a point where they want to sell their business. If you are at this point in your career, here are some strategies for making an insurance brokerage valuation more accurate.  Time This Valuation Perfectly If you have this valuation executed too early before you're really ready to sell your business, then the value that is found may not be useful when you do end up selling.

4 Different Things Covered Under A Cyber Liability Policy

If you are running a business, you will want to think about having cyber liability insurance. A cyber liability policy is essential in the digital age. Cyber liability protection provides you with many layers of coverage. #1: Network Security First, you are going to want to have network security coverage. A cybersecurity event includes things such as ransomware, malware infection, a data breach, or a business email compromise. With each of these incidents, your network security coverage will cover first-party costs that your business must undertake as part of the covered incident.