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Credit Scores, Your Auto Insurance Rates, And You

Your credit score can have a major impact on your mortgage, auto loans, and credit card rates. What you probably don't know is that it can also have a major impact on your auto insurance rates. The following explains how credit scores have become a useful tool in helping auto insurance providers assess risk and set insurance rates accordingly. How Auto Insurers Assess Risk There's plenty for a typical auto insurance provider to look at when it comes to determining a new or existing customer's likelihood of filing a claim.

Tips For Adding Extra Protection To Your Valuables With Floaters Insurance

According to Value Penguin, the average homeowner in the United States pays around $952 each year on their homeowner's insurance premiums. In addition to protecting your home, garage and any other structures on your property, the majority of standard homeowner's insurance policies also cover the cost of replacing any objects in your home, in the event of a catastrophe or theft. However, if your items that are destroyed or stolen are very valuable, you might find out that your standard homeowner's policy isn't sufficient.