2021

3 Reasons Why Sole Proprietors Should Carry Workers' Compensation Insurance Coverage

If you are like many sole proprietors, there is a good chance that you never even considered the need to purchase a workers' compensation insurance policy. After all, these insurance policies are not required by law for most companies unless you have at least a handful of employees. However, just because the law does not mandate you to carry workers' compensation insurance coverage does not mean that you cannot or should not purchase it.

How To Hire A Public Insurance Claim Adjuster

A public insurance claim adjuster helps homeowners to file claims for insurance compensation whenever they suffer losses. Whether you are an individual or a company, you can hire a public claim adjuster when you need assistance with claim filing or on suspicion that the insurance company is offering less settlement. In case of a dispute, the claim adjuster will negotiate on your behalf. Keep reading to learn how you can choose the right public claim adjuster.

How to Enjoy an Accurate Insurance Brokerage Valuation

Several different business owners who are successful may reach a point where they want to sell their business. If you are at this point in your career, here are some strategies for making an insurance brokerage valuation more accurate.  Time This Valuation Perfectly If you have this valuation executed too early before you're really ready to sell your business, then the value that is found may not be useful when you do end up selling.

4 Different Things Covered Under A Cyber Liability Policy

If you are running a business, you will want to think about having cyber liability insurance. A cyber liability policy is essential in the digital age. Cyber liability protection provides you with many layers of coverage. #1: Network Security First, you are going to want to have network security coverage. A cybersecurity event includes things such as ransomware, malware infection, a data breach, or a business email compromise. With each of these incidents, your network security coverage will cover first-party costs that your business must undertake as part of the covered incident.

3 Key Reasons Why You Should Take A Comprehensive Car Insurance Policy

For many, buying a car is the fruit of hard work and perseverance, and many months of saving. Once you have achieved such a huge financial milestone, it's only prudent to safeguard your investment by taking an insurance policy that gives you the necessary coverage you need. The best single insurance policy covering accidental loss or damage to your car or other people's property is comprehensive insurance.  Taking comprehensive car insurance is one of the best insurance decisions you will ever make for your car.

Personal Liability Insurance Coverage Helps You In Many Situations

If you are trying to protect yourself and your family, you may be considering personal insurance coverage, otherwise known as personal liability insurance. This kind of policy can protect you from bodily injury, property damage, and other potential civil suits. Want to learn more about personal insurance coverage? Here's what you need to know. Why Might You Need Personal Insurance Coverage? You may need personal liability insurance in several situations. For example, you may have a few people over for a get-together, but one is injured when a ceiling fan falls and hits them.

Things You Might Look For In A Commercial Auto Insurance Policy

If your job is to drive around in a commercial vehicle all day long, then you really want to protect yourself with a commercial auto insurance policy. Then you'll have more control over what happens financially after auto problems. If you want an insurance policy with adequate coverage, you might look for these particular things. Property Damage Some commercial vehicles are rather large. That makes them a little more challenging to navigate, especially around residential areas.

Buying Business Interruption Insurance? Some Answers About Extra Expenses Coverage

Are you buying business interruption insurance? This is an important, but often overlooked, part of ensuring that your small business can weather disasters. But when you buy interruption insurance, you will need to make a few decisions about what coverage to include. One of these is whether or not to add 'extra expense' coverage. What does this mean and do you need it? Here are a few answers. What Is 'Extra Expenses' Coverage?