Tips For Adding Extra Protection To Your Valuables With Floaters Insurance

Posted on 28 December 2016

According to Value Penguin, the average homeowner in the United States pays around $952 each year on their homeowner's insurance premiums. In addition to protecting your home, garage and any other structures on your property, the majority of standard homeowner's insurance policies also cover the cost of replacing any objects in your home, in the event of a catastrophe or theft. However, if your items that are destroyed or stolen are very valuable, you might find out that your standard homeowner's policy isn't sufficient. [Read More]

Important Information About Commercial Truck Insurance

Posted on 13 October 2014

For vehicles that are operated for any business-related purposes, the vehicles will need commercial insurance. This includes taxis, limousines, bus charters, delivery services, and more. Commercial trucking companies are included in this group. Each state has its own specific, set requirements for the minimum amount of insurance coverage each vehicle will need. This will also be considered completely separate from any personal insurance, even in the cases of small businesses. [Read More]

Directors and Officers Liability Insurance for Sports and Recreation Organizations

Posted on 13 October 2014

Liability insurance is essential for all organizations, including sports and recreation. Whether you have a full sports team or a small recreational event, you need liability insurance to cover unexpected events, injuries and accidents. While general liability is available, there are some things not covered by the policy, which creates the need for a policy known as a directors-and-officers liability policy. What Is Directors and Officers Insurance? Directors and officers insurance for sports and recreation is a policy that will cover lawsuits and extensive legal costs. [Read More]

About Me

Home Insurance Terminology Explained

Individuals who need to purchase homeowners insurance often do not understand all of the terms that are related to home insurance policies. This can make purchasing home insurance confusing and due to this factor, individuals may not get the right policy for their needs. My name is Bradley Adamson and I became familiar with purchasing homeowners insurance after I bought my first home. Luckily, my brother-in-law owns an insurance company and he explained every detail in the policy in terms that I could understand. With his great advice, I knew exactly what my home insurance covered and I was pleased with my choice. Since many people don't understand the terminology that's written in the policies, I wanted to offer this information to those who need to buy homeowners insurance.

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