How Does A Public Insurance Adjuster Serve You And When Might You Need One?

First thing first: what is a public adjuster? How does this professional help you, and when might you need one? This guide will help you understand the many ways a public adjuster may be of service to you so you can get the most out of what they offer. What is a public insurance adjuster? A public insurance adjuster, or public adjuster, is a professional that a policyholder on an insurance policy may hire to work on their behalf in regard to settling or filing a claim. [Read More]

Safety First, Savings Second: Cheap Auto Insurance For Teenage Drivers

If you have a teenage driver in your home, you probably know the value of great auto insurance. Teenage drivers need auto insurance that has plenty of coverage and is also affordable. Fortunately, there are several options available to help parents find the right type of auto insurance for their teenage drivers. These tips help you balance safety and affordability for new drivers in your home. Know the Factors Affecting Teenage Auto Insurance Rates [Read More]

3 Important Reasons Homeowners Insurance Is Essential (Even If It's Not Legally Required)

If you are purchasing a new home, then you can be sure that the mortgage lender will want proof that the property has a homeowners insurance policy protecting it. That said, there are no states that legally mandate homeowners insurance, so if you have paid off your home in full, you may be tempted to let your insurance policy lapse. This is usually an extremely risky decision, however, as there are a number of ways in which homeowners insurance is still essential to your financial well-being. [Read More]

Things You Didn'T Know About Indexed Universal Life Insurance

An indexed universal life insurance policy (IUL) is an attractive choice for many people because it offers more than traditional whole-life or term policies. It combines the flexibility of a universal life policy with the potential for a greater return on investment through index-linked accounts. Here are three unique aspects of an IUL policy that you may not know about. Flexible Premiums One of the unique aspects of an IUL policy is that you can adjust your premium payments as needed. [Read More]