Do You Really Need Full-Coverage Car Insurance?

When the time comes for you to go shopping for car insurance, you might be wondering if you really need to spend the money on a full-coverage car insurance policy. While you may have to buy a full-coverage policy, there is also a chance you do not need to. Here are several of the factors that will affect the choice you make in this purchase. Your loan status Do you owe money on the car to a car lender? [Read More]

Steps To Take If Your Auto Insurance Policy Is Cancelled

In most states, drivers are required to carry auto insurance. Even if you happen to live in a state where auto insurance is not a requirement, it is always in your best interest to protect yourself financially by carrying an auto insurance policy. Since auto insurance is so important, it can be quite alarming to learn that your insurance company has cancelled your policy. In the event that your auto insurance policy is cancelled by the insurer, it is essential to be proactive. [Read More]

What Happens When Someone Breaks Into Your Home Or A Tree Falls On Your Home

If you are a homeowner with a loan, you are probably required by your bank to have homeowner's insurance. Even if your bank doesn't require you to have homeowner's insurance, it is still a good idea to have a homeowner's insurance policy in order to protect the investment you made in your home. It is important to understand what your policy actually covers and what happens when your home is damaged via a burglary or a falling tree. [Read More]

Four Important Steps to Starting Your Own Casualty Insurance Agency

Casualty insurance is highly valuable to the people who have it because it protects them from certain liabilities if they cause an injury to another person. Especially popular among business owners, casualty insurance is often paired with property insurance that protects belongings not covered under a traditional policy. If you are planning to start a casualty insurance agency, there are certain steps that you will have to follow. Here is a look at four of the most important steps that will be involved in starting a casualty insurance agency. [Read More]