3 Important Reasons Homeowners Insurance Is Essential (Even If It's Not Legally Required)

Posted on 31 March 2023

If you are purchasing a new home, then you can be sure that the mortgage lender will want proof that the property has a homeowners insurance policy protecting it. That said, there are no states that legally mandate homeowners insurance, so if you have paid off your home in full, you may be tempted to let your insurance policy lapse. This is usually an extremely risky decision, however, as there are a number of ways in which homeowners insurance is still essential to your financial well-being. [Read More]

Things You Didn'T Know About Indexed Universal Life Insurance

Posted on 17 February 2023

An indexed universal life insurance policy (IUL) is an attractive choice for many people because it offers more than traditional whole-life or term policies. It combines the flexibility of a universal life policy with the potential for a greater return on investment through index-linked accounts. Here are three unique aspects of an IUL policy that you may not know about. Flexible Premiums One of the unique aspects of an IUL policy is that you can adjust your premium payments as needed. [Read More]

Pay Attention To Routes Before Seeking Commercial Truck Insurance

Posted on 10 January 2023

Are you looking to start a new trucking company or perhaps you already manage one but are looking to shop around for the best commercial truck insurance? There are multiple factors that come into play when deciding how much your premium will be, but one key criterion that can sometimes get overlooked is what is going on with your fleet's current routes. Here's how you might be able to save money on commercial truck insurance by altering your current routes. [Read More]

2 Things To Have Ready When Meeting With A Claims Adjuster After A Fire In Your Home

Posted on 9 December 2022

After suffering the devastation of a fire in your house, you may be getting ready to file a claim with your insurance company to help pay for some of the damage sustained. While you may already have your homeowner's insurance policy in hand, you may be wondering what else would help when it comes time to file for compensation. As soon as you contact the insurance company, they will want to have an adjuster meet with you at your house to review the damage. [Read More]

About Me

Home Insurance Terminology Explained

Individuals who need to purchase homeowners insurance often do not understand all of the terms that are related to home insurance policies. This can make purchasing home insurance confusing and due to this factor, individuals may not get the right policy for their needs. My name is Bradley Adamson and I became familiar with purchasing homeowners insurance after I bought my first home. Luckily, my brother-in-law owns an insurance company and he explained every detail in the policy in terms that I could understand. With his great advice, I knew exactly what my home insurance covered and I was pleased with my choice. Since many people don't understand the terminology that's written in the policies, I wanted to offer this information to those who need to buy homeowners insurance.

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